🔒 Privacy Policy

Last Updated: June 15, 2026

1. Introduction

SmartBudget is committed to protecting your privacy. This policy explains how we handle your information. We do not collect any personal data.

2. No Data Collection

Our site operates entirely in your browser (client-side). This means:

3. Cookies

We may use essential cookies only to improve user experience. We do not use tracking cookies or third-party analytics cookies.

4. Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve personalized ads. You can manage your ad preferences at Google Ad Settings.

5. External Links

Our site may contain links to external websites (such as Amazon Affiliate). We are not responsible for the content or privacy practices of those sites.

8. Data Security

Because we do not collect or store any personal data, the risk of a data breach affecting our users is virtually zero. Our site is hosted on secure infrastructure with HTTPS encryption, ensuring that your connection to our website is always private and protected. We do not use third-party analytics tools that track individual users, and we do not share any information with advertisers beyond what is necessary for Google AdSense to serve relevant advertisements.

9. Children's Privacy

SmartBudget is not intended for use by children under the age of thirteen. We do not knowingly collect any information from children, and if we become aware that a child has provided us with personal information, we will take steps to delete such information immediately.

10. Your Rights

Because we do not store your data, there is no personal information to access, modify, or delete. However, you have the right to know how your information is handled, and this privacy policy is our commitment to transparency. If you have any questions about your rights or our data practices, please contact us through our contact page.

6. Changes

We may update this policy. Any changes will be posted here with an updated date.

11. Third-Party Services

While we do not collect your data, our website relies on certain third-party services to function. Google AdSense is used to display advertisements, and Google may collect information about your browsing behavior to show relevant ads. You can learn more about how Google handles your data by visiting their privacy policy. Additionally, our website is hosted on Cloudflare Pages, which may collect basic server logs for security and performance purposes. These logs do not contain any personal information about you.

12. International Users

SmartBudget is primarily designed for users in the United States. If you are accessing our site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located. By using our site, you consent to this transfer and processing.

13. Policy Updates

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your privacy.

7. Contact

For any questions: Contact Page